Effective Date: March 20, 2026
1. Introduction
Franklin Capital Group Inc. ("we," "us," or "our") operates the Franklin Yielder mobile application and related services (the "Service"). This Privacy Policy describes how we collect, use, disclose, and protect your personal information when you use our Service.
By using Franklin Yielder, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
2.1 Information You Provide
- Account Information: Name, email address, phone number, and mailing address when you create an account.
- Identity Verification: Information required to verify your status as an accredited investor, including but not limited to government-issued identification.
- Financial Information: Bank account details (account and routing numbers) for ACH and wire transfers related to investments and redemptions.
- Signed Documents: Electronic signatures and signed agreements processed through our e-signature service (DocuSign).
- Communications: Messages you send through our in-app support feature.
2.2 Information Collected Automatically
- Device Information: Device type, operating system, and unique device identifiers.
- Usage Data: How you interact with the app, including pages viewed, features used, and timestamps.
- Biometric Data: If you enable Face ID or Touch ID authentication, a secure token is stored locally on your device. We do not store or transmit your biometric data to our servers.
3. How We Use Your Information
We use the information we collect to:
- Create and manage your investment account.
- Process investment transactions (ACH and wire transfers).
- Calculate and apply daily compounded interest to your account.
- Generate and store signed legal agreements.
- Send transaction confirmations and account notifications via email.
- Respond to your support inquiries.
- Comply with legal, regulatory, and tax reporting obligations.
- Protect against fraud and unauthorized access.
4. How We Share Your Information
We do not sell your personal information. We may share your information with:
- Service Providers: Third-party services that help us operate the platform, including DocuSign (electronic signatures), email delivery services, and cloud hosting providers.
- Financial Institutions: Banks involved in processing your ACH or wire transfers.
- Legal & Regulatory: Government authorities, regulators, or law enforcement when required by law or to protect our legal rights.
- Auditors: Independent auditing firms engaged to verify our financial statements and operations.
5. Data Security
We implement industry-standard security measures to protect your information, including:
- Encrypted data transmission (TLS/SSL) for all communications.
- Secure server infrastructure with access controls.
- Hashed authentication tokens for session management.
- Biometric authentication tokens stored locally on your device using secure storage.
While we strive to protect your information, no method of electronic storage or transmission is 100% secure. We cannot guarantee absolute security.
6. Data Retention
We retain your personal information for as long as your account is active or as needed to provide you services. We also retain information as necessary to comply with legal obligations, resolve disputes, and enforce our agreements. Financial records and signed documents may be retained for the periods required by applicable securities and tax laws.
7. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access the personal information we hold about you.
- Request correction of inaccurate information.
- Request deletion of your personal information, subject to legal retention requirements.
- Opt out of non-essential communications.
To exercise these rights, contact us at benjamin@franklingp.com.
8. Third-Party Services
Our Service integrates with third-party services including DocuSign for electronic signatures and banking partners for fund transfers. These services have their own privacy policies, and we encourage you to review them.
9. Children's Privacy
Our Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy within the app or by email. Your continued use of the Service after changes are posted constitutes acceptance of the updated policy.
11. Contact Us
If you have questions about this Privacy Policy, please contact us at:
Franklin Capital Group Inc.
Email: benjamin@franklingp.com